{"id":1714,"date":"2017-07-19T18:29:42","date_gmt":"2017-07-19T12:59:42","guid":{"rendered":"http:\/\/finfyi.com\/?p=1714"},"modified":"2025-01-11T13:56:48","modified_gmt":"2025-01-11T08:26:48","slug":"lic-new-aadhar-shila-insurance-plan-no-844","status":"publish","type":"post","link":"https:\/\/finfyi.com\/blog\/lic-new-aadhar-shila-insurance-plan-no-844\/","title":{"rendered":"LIC New Aadhar Shila Insurance Plan No.844"},"content":{"rendered":"<div class=\"5b30b6f7b2eba7ec5b967a63bbaf86fc\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<!-- finfyires_ad -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8133063321420299\"\r\n     data-ad-slot=\"4332803019\"\r\n     data-ad-format=\"auto\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n<p>LIC has launched one more new plan from 24th April 2017. This plan is known as LIC New Aadhar shila Insurance plan No. 844. LIC declares that Aadhaar Shila life insurance policy, this is the exclusively plan for females who have Aadhaar card. In this plan, there will not be any medical test requirement. New Aadhar Shila Insurance Plan is non-linked, with-profits regular premium endowment assurance plan. Let&#8217;s discuss more, about this Aadhar Shila Insurance Plan.<\/p><div class=\"5b30b6f7b2eba7ec5b967a63bbaf86fc\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<!-- finfyires_ad -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8133063321420299\"\r\n     data-ad-slot=\"4332803019\"\r\n     data-ad-format=\"auto\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n\n<h2>Features of LIC New Aadhar Shila Insurance Plan: &#8211;<\/h2>\n<ul>\n<li>Exclusively designed for female lives.<\/li>\n<li>Aadhar card issued by UIDAI mandatory.<\/li>\n<li>Available for standard healthy lives.<\/li>\n<li>No medical test requirement.<\/li>\n<li>Maximum sum assured is Rs.3,00,000.<\/li>\n<li>Minimum sum assured is Rs.75,000.<\/li>\n<li>Minimum policy term is 10 years.<\/li>\n<li>Maximum policy term is 20 years.<\/li>\n<li>Minimum age at entry is 8 years.<\/li>\n<li>Maximum age at entry is 55 years.<\/li>\n<li>Maximum maturity age is 70 years<\/li>\n<li>Mode of payment is yearly, on half yearly, quarterly, and monthly.<\/li>\n<\/ul>\n<figure id=\"attachment_1715\" aria-describedby=\"caption-attachment-1715\" style=\"width: 372px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1715\" src=\"http:\/\/finfyi.com\/blog\/wp-content\/uploads\/2017\/07\/LIC-New-Aadhar-Shila-Insurance-Plan-No.844.jpg\" alt=\"LIC New Aadhar Shila Insurance Plan No.844\" width=\"372\" height=\"279\" srcset=\"https:\/\/finfyi.com\/blog\/wp-content\/uploads\/2017\/07\/LIC-New-Aadhar-Shila-Insurance-Plan-No.844.jpg 638w, https:\/\/finfyi.com\/blog\/wp-content\/uploads\/2017\/07\/LIC-New-Aadhar-Shila-Insurance-Plan-No.844-300x225.jpg 300w, https:\/\/finfyi.com\/blog\/wp-content\/uploads\/2017\/07\/LIC-New-Aadhar-Shila-Insurance-Plan-No.844-326x245.jpg 326w, https:\/\/finfyi.com\/blog\/wp-content\/uploads\/2017\/07\/LIC-New-Aadhar-Shila-Insurance-Plan-No.844-80x60.jpg 80w\" sizes=\"auto, (max-width: 372px) 100vw, 372px\" \/><figcaption id=\"caption-attachment-1715\" class=\"wp-caption-text\">LIC New Aadhar Shila Insurance Plan No.844<\/figcaption><\/figure>\n<h3>Benefits Of LIC New Aadhaar Shila Life Insurance Policy: &#8211;<\/h3>\n<p>Death Benefits:- If death occurs within first 5 years<br \/>\n\u201cSum Assured on Death\u201d shall be payable on death during the first five years.<br \/>\nBefore the date of maturity and on death after completion of the 5-year policy, \u201cSum Assured on Death\u201d plus Loyalty Addition, if any, shall be payable.<br \/>\nWherever \u201cSum Assured on Death\u201d is defined as the higher of 10 times of annualized premium or absolute amount assured to be paid on death, i.e. 110% of basic sum assured.<br \/>\nAt the date of death of the life assured, the death benefit will not be less than the 105% of all the premium paid on the policy.<\/p>\n<p>LIC New Aadhar Shila Insurance Maturity Benefit: If the Life Assured survives until the end of the policy term and maturity period \u201cSum Assured on Maturity\u201d plus Loyalty Addition, where\u201cSum Assured on Maturity\u201d is equal to the basic sum assured if any, shall be payable.<\/p>\n<h3>LIC\u2019s Optional Accident Benefit Rider: &#8211;<\/h3>\n<p>LIC\u2019s accident benefit rider is also available as an optional rider by payment of extra premium during the term of the policy. In the in force policy, the LIC\u2019s accident benefit rider can be chosen for at any time within policy term of the base policy provided, the excellent policy term of the base Policy is at least 5 years. If this benefit has preferred for, and if life assured is involved in an accident, leading to death and such incident shall occur within 180 days from the date of an accident then an additional amount equal to the accident benefit sum assured is payable. However, the policy shall have to be in force at the time of accident irrespective of whether or not it is in force at the time of death.<\/p>\n<h3>Eligibility Conditions and Restrictions: For Accident Benefit Rider: &#8211;<\/h3>\n<p>Minimum Entry Age is 18 years (completed)<br \/>\nMaximum Entry Age : The cover can be chosen for at any time within policy term of the base policy provided, the outstanding policy term of the base policy is at least five years.<br \/>\nMinimum accident benefit sum assured: Rs. 20,000\/-<br \/>\nMaximum cover age : Same as under the base plan.<br \/>\nThe accident benefit sum assured shall be in multiples of Rs. 5,000\/-.<\/p>\n<h3>Pros of LIC New Aadhaar Shila Life Insurance Policy: &#8211;<\/h3>\n<p>1. Loan facility is available under this plan, after payment of premiums for at least 3 full years subject to certain conditions.<br \/>\n2. The policy can be surrendered at any time during the policy term provided at least three full years\u2019 premiums have been paid.<br \/>\n3. Under section 10 (u\/s10) maturity is tax free.<br \/>\n4. Under section 80 (u\/s80) premiums paid can be claimed as a tax.<br \/>\n5. In the case of death due to the accident then accident benefit rider helps to get an additional benefit.<\/p>\n<h3>Cons of LIC New Aadhaar Shila Life Insurance Policy:<\/h3>\n<p>1. In <strong>LIC New Aadhar Shila Insurance<\/strong> Policy plan has a low sum assured of a maximum of Rs. 3,00,000 which is very less and would not be satisfactory now.<br \/>\n2. Bank FD&#8217;s can fetch your higher returns as compared to loyalty additions, including returns are expected to be very short in the range of 4% to 6.5%.<\/p>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p><a href=\"http:\/\/finfyi.com\/lic-new-aadhar-shila-insurance-plan-no-844\/\">LIC New Aadhar shila Insurance plan No. 844<\/a>. LIC declares that Aadhaar Shila life insurance policy, this is the exclusively plan for females who have Aadhaar card.<\/p>\n<\/div>","protected":false},"author":1,"featured_media":1715,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[45,44],"class_list":["post-1714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-lic-new-aadhar-shila","tag-lic-new-aadhar-shila-insurance-plan-no-844"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>LIC New Aadhar Shila Insurance Plan No.844 features, benefits, eligibilities<\/title>\n<meta name=\"description\" content=\"Get Complete information about LIC New Aadhar Shila Insurance Plan No.844. 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